Finance and Leasing

See it as a monthly payment

Split smaller orders into three interest-free payments with Klarna, or spread the cost of a single machine or a full recovery suite over 24 to 60 months, with lease and finance-to-own options across the UK and Ireland.

Open the Calculator How Finance Works ›
AtmosChamber Solo hyperbaric chamber, available on finance and leasing from PROTEC Recovery

Finance is available on all PROTEC Recovery equipment, from a single machine to a complete suite build.

What the calculator shows you

Set a price, a deposit, and a term. The calculator returns the monthly payment, the total payable, and, for a business site, the monthly surplus after the finance payment.

Monthly payment

Enter any equipment price, a deposit between 0 and 30%, and a term from 24 to 60 months. The payment moves with every input.2

Cost per day

For a home suite, the calculator converts the monthly payment to a daily figure. A full suite at 60 months is often less than a single studio session per day.

Commercial return

For a gym, hotel, or spa, set a session rate and daily throughput. The calculator shows revenue, running cost, and the surplus left after the finance payment.

Payback period

The month at which cumulative surplus covers the total equipment cost. Useful for deciding which machine to prioritise when building out a suite.

Pay in 3

Under £1,000? Split it in three

Orders up to £1,000 can be split into three interest-free payments with Klarna at checkout.3 No application ahead of time: choose Klarna as you pay. For everything larger, the finance routes below take over.

Two Ways to Spread the Cost

Lease, or finance to own

Both options use the same calculator and the same single point of contact. The difference is what happens at the end of the agreement.

Lease

Fixed monthly cost, treated as an operating expense

Preserve cash and keep the equipment on the books as an operating cost. At the end of the term, upgrade, extend, or return.

UpfrontFrom £0 deposit
Tax treatmentMay be offset against profit1
End of termUpgrade, extend, or return

Finance to Own

Spread the full price, then keep the equipment

A deposit followed by fixed monthly payments. At the end of the term the equipment is yours outright.

UpfrontDeposit from 10%
Tax treatmentCapital allowances may apply1
End of termYou own it outright

Commercial Return

What a busy unit can earn

For a gym, hotel, or spa, the calculator starts from a conservative throughput and shows you the surplus month by month. The figures below are illustrative outputs from the model.

Estimated monthly revenue Modelled to your session rate and throughput
Electricity cost Modelled to your tariff, by equipment type
Finance payment From your chosen term and deposit
Monthly surplus after the finance payment, before staff and premises Your number
Model the Return Open the Calculator ›

What the Finance Covers

One figure, end to end

Finance is quoted on the complete installed cost, not the equipment alone. There are no delivery surprises after the agreement is signed.

Equipment

The full hardware, in the specification you choose, built and tested before it leaves the factory.

Delivery and siting

Our team delivers, positions, and connects the equipment on your site, to a pre-agreed floor plan.

Commissioning

We run the equipment to its set point on site and sign off a session cycle before we leave.

Ongoing support

A UK-based engineer and a UK-stocked parts programme for the life of the agreement.

Why Buyers Trust the Numbers

Built, delivered, and supported by one team

The finance payment covers a single supplier, not a stack of vendors. Installation, service, and parts are handled by the same team that sold the equipment.

24 to 60 months Term, on a single machine or a full suite
6 to 8 weeks Typical lead time from order to commission
Same-week service UK-based engineer, parts stocked in the UK

How It Works

From a number on a page to a suite on your floor

Three steps from the calculator to a commissioned suite.

01

Build your suite

Add a single machine or a full room. We quote the hardware, delivery, siting, and commissioning as one figure.

02

Pick a term

Spread the cost over 24 to 60 months. Lease to preserve cash, or finance to own at the end of the agreement.

03

Install and run

We deliver, site, and commission the equipment, then support it for the life of the agreement.

Next Step

Model it, then get a quote

Open the calculator, build the suite that fits your space, and send the figures you have modelled. We confirm the fit, handle delivery and install, and come back with a finance route, usually within two working days.

Open the Calculator Talk to Us ›
  1. Tax treatment depends on your circumstances and may change. This is general information, not tax or financial advice. Confirm with a qualified accountant.
  2. All figures are illustrative planning estimates, shown before VAT, and do not constitute a quote, a representative example, an APR promise, or a lender quotation. Actual terms depend on configuration, term length, and credit status. PROTEC Recovery introduces finance from third-party lenders, and finance is subject to status.
  3. Klarna Pay in 3 is available on eligible orders from £35 up to £1,000, is interest free, and is subject to status; 18+, UK residents. Klarna is a third-party payment option offered at checkout.