Can I finance recovery equipment such as saunas and cold plunges?

Yes. PROTEC Recovery offers business finance across saunas, cold plunge pools, hyperbaric chambers and red light therapy. The calculator models your monthly payment from the deposit, term and APR you choose.

Is the finance and ROI calculator free to use?

Yes. The calculator is free and needs no account. Build a stack of equipment and it estimates the monthly payment, revenue, surplus and payback instantly.

What return can a commercial recovery suite generate?

The calculator estimates monthly revenue, running costs and surplus from your weekly session volume and average price, then shows break-even and payback. Figures are estimates before staff and premises costs.

How is break-even worked out?

Break-even is the weekly revenue needed to cover running costs and the finance payment. It is shown as a pound figure per week, before staff and premises.

What finance terms are available on recovery equipment?

Terms are flexible, with an adjustable deposit, repayment period and APR in the calculator. Submit the quote form for terms tailored to your business.

Which equipment can I include in the calculator?

You can model any combination of PROTEC Recovery equipment, including saunas, cold plunge pools, hyperbaric chambers and red light therapy, and see the combined cost and monthly payment.

Recovery Equipment Finance & ROI Calculator

Finance Estimate

Start with the monthly payment

Choose deposit, term and APR assumptions to estimate the financed amount, monthly payment, total payable and cost of credit.

Stack Price

Deposit£8,000 Term60 months APR Assumption9%

Estimated Monthly Payment

Amount Financed

Total Payable

Estimated Cost of Credit

Commercial Return

What it earns

Set how busy each unit is and what a session sells for. We work out the monthly picture and when it pays back.

Electricity Price £0.40 / kWh

ProductQtySessions / WkRevenue / SessionRunning Cost / Session

The Monthly Picture

Revenue

Electricity / Running Costs

Finance Payment

Monthly Surplus before staff & premises

Break-even

Deposit Recovered

Full Equipment Payback

How This Is Calculated

Revenue is each unit's weekly sessions times its price per session, across the stack.

Running cost is sessions times the energy used per session times your electricity price.

Monthly surplus is revenue minus running costs minus the finance payment. It is before staff, premises and consumables.

Payback divides the deposit, then the full price, by the monthly surplus.

Next Step

Get a finance quote for this stack

Send us the products, deposit, term and payback figures you have just modelled. We will review the numbers and come back with the most suitable finance route.

Name Email Phone Business name Notes

Indicative planning only. This calculator is not a credit offer, approval decision, representative example, APR promise or lender quotation.

See what it could cost, earn and pay back

Start with the monthly payment

What it earns

Get a finance quote for this stack