Finance and payback
See what it could cost, earn and pay back
Estimate monthly payments, weekly break-even sessions and how quickly your upfront cash could be recovered.
Your Recovery Stack
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Start with the monthly figure
Choose the cash you put in, a planning term and an assumed annual rate. The figures are an illustration, not an offer.
Pay in 3 interest-free instalments with Klarna on stacks up to the Klarna limit.
Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. Ts&Cs and late fees apply.
For a larger stack, ask us. We will introduce you to an FCA-authorised finance broker.
Illustration only, not an offer or a quote.†
What it earns
Set how busy each unit is and what a session sells for. We work out the monthly picture and when it pays back.
The Monthly Picture
How This Is Calculated
Revenue is each unit's weekly sessions times its price per session, across the stack.
Running cost is sessions times the energy used per session times your electricity price.
Monthly surplus is revenue minus running costs minus the finance payment, minus staff and premises if you entered them. Consumables are not included.
Payback divides the cash you put in, then the full price, by the monthly surplus.
For a limited company the finance figures are an illustration at the rate and term you chose. For a sole trader or partnership we show only the finance we are allowed to describe.
Get a finance quote for this stack
Send us the products, deposit, term and payback figures you have just modelled. We will review the numbers and come back with the most suitable finance route.
Tell us the stack you have in mind and we will come back with the finance available to you, in plain terms.
† Illustration only. PROTEC Recovery is not a lender, does not arrange credit and is not authorised by the Financial Conduct Authority. The figures use the rate and term you chose and are not an offer, a quote, a representative example or advice. Business finance, leasing and hire purchase are arranged by an FCA-authorised broker, quoted individually and subject to credit approval; the terms offered may differ.